Customized Group Insurance Solutions for Modern Businesses

Comprehensive group medical and employee benefit solutions designed to reduce costs, simplify administration, and enhance employee satisfaction.

At Amerus Insurance, we help businesses design tailored group insurance programs—not one-size-fits-all plans—while delivering a seamless enrollment experience and exceptional ongoing support.

Schedule a Group Insurance Consultation Speak With a Group Benefits Specialist 1-800-422-9516

Customized Group Medical Plans
Turnkey Enrollment Platforms
Competitive Carrier Pricing
In-Person & Virtual Enrollments

Independent Group Benefits Advisory Firm

Serving Employers Nationwide

Multiple Top-Rated Carriers

Education-First, Service-Driven

Group Insurance Should Work for Your Business — Not Against It

Rising healthcare costs, complex compliance requirements, and administrative burdens make group insurance one of the most challenging aspects of running a business.

Our insurance brokerage simplifies the process by designing strategic, cost-effective group insurance solutions that align with your workforce, budget, and long-term goals.

Group Medical Insurance Solutions

Group medical insurance is the foundation of any competitive benefits package. We help employers evaluate and implement plans that balance cost control, coverage quality, and employee choice.

Plan Options May Include:

PPO, HMO, and EPO plans
Level-funded and alternative funding options
Traditional fully insured plans
Employer-contribution strategies
Custom network solutions

Every plan is built around the unique needs of your business and workforce.

Complete Employee Benefit Solutions

In addition to group medical, we offer a full suite of ancillary and supplemental benefits to strengthen your overall offering.

Available Coverages:

Group Dental & Vision
Short-Term Disability (STD)
Long-Term Disability (LTD)
Group Life Insurance
Voluntary & Supplemental Benefits

These benefits enhance employee satisfaction while remaining cost-efficient for employers.

Branded Benefit Guides

Branded Employee Benefit Guides

Customized to your company

Clear, easy-to-understand explanations

Provided at no cost

Employees understand their benefits better, reducing confusion and HR inquiries.

Why Businesses Choose Amerus Insurance

Independent & Strategic Approach

We are not tied to a single carrier. This allows us to evaluate multiple options and build a strategy that fits your business—not a prepackaged plan.

Cost-Saving Solutions

We routinely help businesses save thousands of dollars annually while maintaining or improving benefit quality.

Personalized, Hands-On Service

We offer in-person and virtual enrollments, direct employee support, and dedicated account management.

Ongoing Partnership

We stay available to help with plan questions and changes as your pet grows.

Let’s Build a Group Insurance Strategy for Your Business

Review current coverage
Identify cost-saving opportunities
Explore innovative benefit options
No obligation consultation

Frequently Asked Insurance Questions

No. We work with businesses of all sizes, including small startups, mid-sized companies, and rapidly growing organizations. Our goal is to provide insurance solutions that scale with your needs regardless of company size or industry type. Many smaller businesses benefit from working with brokers because they can help compare coverage options and find affordable policies without sacrificing protection. Whether you are a solo operation or a larger enterprise, insurance solutions can be customized to match your specific risk exposure and budget requirements.

Yes. We actively work with employers to help manage and reduce renewal increases. This includes reviewing plan performance, analyzing claims data, exploring alternative funding strategies, and comparing multiple carriers to ensure competitive pricing. We may also recommend plan design adjustments, wellness initiatives, or cost-sharing strategies that help control long-term expenses while maintaining strong employee benefits.

Yes. We provide full enrollment support for your team, including open enrollment meetings, one-on-one employee assistance, and digital enrollment platforms when needed. Our goal is to make the process simple and clear so employees understand their options and can confidently select the coverage that best fits their needs.

In most cases, there is no additional cost for benefit guides, enrollment support, or ongoing service. These services are typically included as part of working with a broker. We provide customized benefit guides, employee education, and hands-on support to ensure your team has a smooth and informed enrollment experience.

Absolutely. Our relationship does not end after enrollment. We provide ongoing support throughout the year, including assistance with claims issues, employee questions, policy changes, compliance updates, and renewal planning. We act as your advocate to ensure your coverage continues to meet your needs as your business grows and evolves.